If there’s one investment that never stops growing, it’s investing in children. They are our future.
That’s the belief behind our $6.25 billion commitment to support Invest America, a bipartisan, federally backed initiative that gives every American child under 18 access to a tax-advantaged investment account from birth, one their family can activate and contribute to over time, and one that grows alongside them.
Even better, beginning next year, the U.S. Treasury will contribute $1,000 to the Invest America account of every baby born on or after January 1, 2025. This automatic $1,000 deposit by the federal government gives every American newborn a transformative head start. These investment accounts are simple, secure, and structured to grow in value through market returns over time. At age 18, these young Americans can have a financial foundation for continued education, job training, home ownership, or future savings. It’s a simple yet very powerful idea.
What inspired us most was the chance to expand this opportunity to even more children.
Through our charitable funds, we are thrilled to be contributing $6.25 billion to seed 25 million additional accounts with $250 each. These deposits will reach the accounts of most children age 10 and under who were born prior to the qualifying date for the federal newborn contribution. Children older than 10 may benefit, too, if funds remain available after initial sign-ups. It is an incredibly practical and direct step to help families begin saving today.
Our investment builds on the bipartisan leadership that made Invest America possible.
It also reflects something more: the power of collective action. This is not just about what one couple or one foundation or one company can do. It is about what becomes possible when families, employers, philanthropists, and communities all join together to create something transformative.
Many will contribute at a personal level to the accounts of children they love. Others — like Dell Technologies, which is matching the government’s contribution for newborn children of U.S. employees — will lead through vital workplace support. Some will give through innovative state and local programs, helping families in their own communities add to these accounts and grow their savings over time.
From our years of experience in supporting education, health, and financial stability programs, we know that this program will give young Americans more than a savings account. It will give them momentum. It will give them confidence and opportunity.
This is what Invest America was designed to do.
We believe this effort will expand opportunity, strengthen communities, and help more children take ownership of their future. And we believe everyone has a role to play.
Whether you contribute to an account in your family, support the children of your employees, or help grow this initiative in your community, there is a place for you in this work.
Because the smartest investment we can make is not in what comes next. The smartest investment we can make is in who comes next.
Our children are our future. Join us.
Michael and Susan Dell